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Hello fellow readers – here, we want to share with you some free advice on certain nuisances you may be experiencing:


If you’re experiencing issues with your financial life, here are some pointers that may help. CREDIT CARDS; when you’ve found yourself in debt with credit cards, the best thing to do if you don’t want to remain on a financial treadmill is to contact your creditor and make them an offer for payoff and ask them not to report a charge off on your credit profile as that will impact your overall credit standing.

Loans – If you find yourself financing a car or obtaining any kind of loan and can no longer pay for it, the best thing to do instead of ignoring the creditor’s phone calls is to call them and let them know that you wish to do an involuntary repossession or find out what programs are available to assist you. Although that stays on your credit profile for a couple of years, it is better than having an ongoing battle month after month as creditors report to the bureaus every billing cycle.


Rule of thumb is; if you’re not happy in your relationship, it is best to leave. Remember, you must first love yourself before you can love somebody else. If your lover is trying to make you do things to make him/her happy while overlooking your own happiness, then you should consider a serious talk or complete halt to that relationship. If someone loves you, they shouldn’t expect you do all for them; it takes two.

And to our teen lovers, bear in mind that it is important to love someone who truly loves you. Don’t worry about one’s status in a certain crowd. At the end of the day, it’s all about you. Everyone go their own route when it’s all said and done. In most situations, teenagers feel more comfortable dating someone who is “popular”. That is one of the worse things to do. Majority of the time, the “popular” ones are the one with the most broken homes. When it comes to love, be sure that your lover doesn’t just have his/her ¬†own interest at heart. Look ahead and see if you that person has something good to bring to the table.


If you find out you’re pregnant, it can be the most difficult time of your life; especially if your mate is in denial. Keep in mind that pregnancy; although may seem like a curse for teenagers in the eyes of some parents, is a blessing. Don’t think only negative thoughts. Chances are your parents; although angry at first, will welcome a child with open arms. Children are innocent and should not have to suffer in any way.


If you ever need someone to talk to about any of these situations or any other for that matter, just remember we’re here for you and we want to hear from you.